Insurance and protection for homes in
Southend, Essex and nationwide

Your mortgage is probably the biggest financial commitment you will ever make, so it is wise to protect your family from the possibility of money worries should you no longer be able to keep up the payments for any reason.

Life insurance is a vital part of your home-financing package, so it’s important to chose the right one, not just the cheapest one. You might be surprised that it could cost as little to insure your life and, therefore, protect your family, as it does to insure your boiler or washing machine.

If you were told tomorrow that you had a critical illness - what would your priorities be? It could be difficult to focus on getting better and coming to terms with your illness with your family if you’re worried about the next bill that comes through the door. And what if your doctor recommended you didn’t go back to work at all – could you afford to do that? In a recent Macmillan Cancer survey, over 70% of cancer patients said that their illness had affected them financially.

A much held myth is that the government will help you out if you have an accident, become ill or are made redundant. This just isn’t the case – particularly if you have savings a partner who works 24 hours a week or more, or your mortgage or remortgage was taken out after 1st October 1995. You can insure to provide a tax-free income if you are unable to work through accident or illness. This benefit can be paid out every month from the start of your illness to the end of your mortgage term.  Come and speak to the insurance experts!

Because we understand how important it is that your home and family are secure, we will work with you to make sure you get the best insurance cover to suit your needs and give you peace of mind. Whether you need home or contents insurance, we can arrange the best service for you. If you are a landlord, we can arrange specialist landlord insurance for your properties or your tenants, and if you are a tenant, we can arrange specialist contents insurance for people in rented accommodation.

Whatever your insurance needs, Westcliff Financial will give you advice on what’s right for you.

Call Steve or Jim Thompson today on 01702 436700 or e.mail now for a free, no obligation chat about what we do and how we can work with you.